XT Review: Fees, KYC, local currency and P2P

A review of one of the best exchanges, xt. Rates for popular exchange pairs and crypto trading tools: trading and P2P. The exchange's trading fees and limits.

24h volume, $

1,531,340,488

Liquidity score

712

Fiat on-ramp

Maker

0.2%

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Overview Reviews

Deposits and access to XT by country

XT is an international exchange. The Toprato rating notes support for the local currency (AED); it is worth checking the available deposit methods and access by country before use.

Crypto deposits

Deposit USDT, BTC and other coins from any wallet or exchange

Local currency (AED) support

The rating notes local currency pairs or deposits — check the current methods on the exchange

Restrictions may apply

Service availability depends on your country — check before signing up

Deposit methods

Cards, P2P or third-party services — the mix depends on the region

KYC and verification on XT

XT usually requires verification for full access and withdrawals. The basic tiers are:

TierWhat it unlocks

No KYCLimited access or view-only

Basic KYCPassport and a selfie — trading and withdrawals

Full KYCProof of address — higher limits

XT fees

Current XT trading fees according to the Toprato rating:

TransactionFee

Spot (maker / taker)0,20%

Futures0,06%

Crypto depositfree

Crypto withdrawalnetwork fee

Network fees for deposits and withdrawals depend on the coin and the network and are not charged by the exchange.

XT tools and products

XT's core tools and products:

Spot trading

Buying and selling cryptocurrency with market and limit orders

Futures

Leveraged derivatives trading, 0.06% fee

1,082 trading pairs

A wide selection of coins and trading pairs on the platform

Web and mobile app

Trade from your computer or smartphone

How to start trading on XT

Registration
Create an account with your email or phone number on the XT website or in the app.
Verification (KYC)
Upload your documents — this unlocks full access and withdrawals.
Deposit
Transfer cryptocurrency (USDT, BTC) from another wallet or exchange.
Trading
Choose a trading pair and place a trade — spot or futures.
Withdrawal
Withdraw funds to your wallet after whitelisting the address.

XT security and reliability

The basic mechanisms protecting your account and funds on XT:

Account protection

Two-factor authentication (2FA) and an anti-phishing code

Withdrawal controls

Address whitelisting and email confirmation of transactions

Storing funds

For large amounts, keep your core capital in a cold wallet

Sensible risk

Do not keep more on the exchange than you need for active trading

Reviews and verdict: is XT worth using?

Advantages

Trading volume of around $2.9B per day
1,082 trading pairs
Spot fee of 0.20%
Spot and futures available

Disadvantages

Local currency deposit methods should be checked with the exchange
Access and registration may be restricted in some countries
The interface and support may not be available in several languages
Full access and withdrawals require verification (KYC)

Bottom line: XT is a good fit if you need spot and futures trading on an international platform. Check the available local currency deposit methods directly with the exchange.